KH Lending is an affiliate with Home Mortgage Alliance Corporation (HMAC) & Residential Mortgage Group NMLS #1165808
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Main Office:  1450 N. Tustin Ave Suite 210 Santa Ana, CA 92705

Local Office: 16705 Celtic St, Granada Hills, CA 91344

Direct: 818-600-1536

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NMLS#1599863  NMLS# 1165808

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FHA Loans

FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).  FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.

FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.